|
 |
Current Rates
Rates for Industry State Bank effective as of: April 1, 2013
Rates Subject to change without notice.
DEPOSIT INSURANCE
Learn how deposit insurance works at the
FDIC Insurance Coverage web page. |
|
| CERTIFICATE OF DEPOSIT |
| SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL |
ACCOUNT
TYPE |
INTEREST
RATE |
ANNUAL
PERCENTAGE
YIELD |
MINIMUM
TO OPEN |
MINIMUM TO
OBTAIN YIELD |
| |
|
|
|
|
| 3 months |
0.49% |
0.49% |
$500.00 |
$500.00 |
| 6 months |
0.97% |
0.97% |
$500.00 |
$500.00 |
| 12 months |
1.07% |
1.08% |
$500.00 |
$500.00 |
| 18 months |
1.12% |
1.13% |
$500.00 |
$500.00 |
| 24 months |
1.17% |
1.18% |
$500.00 |
$500.00 |
| 36 months |
1.32% |
1.33% |
$500.00 |
$500.00 |
| 48 months |
1.42% |
1.43% |
$500.00 |
$500.00 |
| 60 months |
1.67% |
1.68% |
$500.00 |
$500.00 |
| |
| JUMBO CERTIFICATE OF DEPOSIT |
| SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL |
ACCOUNT
TYPE |
INTEREST
RATE |
ANNUAL
PERCENTAGE
YIELD |
MINIMUM
TO OPEN |
MINIMUM TO
OBTAIN YIELD |
| |
|
|
|
|
| 3 months |
0.64% |
0.64% |
$100,000.00 |
$100,000.00 |
| 6 months |
1.07% |
1.07% |
$100,000.00 |
$100,000.00 |
| 12 months |
1.17% |
1.18% |
$100,000.00 |
$100,000.00 |
| 18 months |
1.22% |
1.23% |
$100,000.00 |
$100,000.00 |
| 24 months |
1.27% |
1.28% |
$100,000.00 |
$100,000.00 |
| 36 months |
1.42% |
1.43% |
$100,000.00 |
$100,000.00 |
| 48 months |
1.52% |
1.53% |
$100,000.00 |
$100,000.00 |
| 60 months |
1.77% |
1.79% |
$100,000.00 |
$100,000.00 |
| |
| NOW ACCOUNT |
| FEES COULD AFFECT EARNINGS ON ACCOUNT |
INTEREST
RATE |
ANNUAL
PERCENTAGE
YIELD |
MINIMUM
TO OPEN |
MINIMUM TO
OBTAIN YIELD |
| |
|
|
|
| .43% |
.43% |
$50.00 |
$0.01 |
| |
| SAVINGS ACCOUNT |
| FEES COULD AFFECT EARNINGS ON ACCOUNT |
INTEREST
RATE |
ANNUAL
PERCENTAGE
YIELD |
MINIMUM
TO OPEN |
MINIMUM TO
OBTAIN YIELD |
| |
|
|
|
| .70% |
.70% |
$50.00 |
$0.01 |
| |
| IRA ACCOUNT |
| FEES COULD AFFECT EARNINGS ON ACCOUNT |
INTEREST
RATE |
ANNUAL
PERCENTAGE
YIELD |
MINIMUM
TO OPEN |
MINIMUM TO
OBTAIN YIELD |
| |
|
|
|
| 2.15% |
2.17% |
$50.00 |
$0.01 |
| |
| PREFERRED INVESTMENT |
MINIMUM BALANCE TO OPEN $25,000.00
FEES COULD AFFECT EARNINGS ON ACCOUNT |
| ACCOUNT BALANCE THAT MUST BE MAINTAINED |
INTEREST
RATE |
ANNUAL
PERCENTAGE
YIELD |
MINIMUM TO
OBTAIN YIELD |
| |
|
|
|
| $25,000.00-$49,999.99 |
.45% |
.45% |
$25,000.00 |
| $50,000.00-$99,999.99 |
.70% |
.70% |
$50,000.00 |
| $100,000.00-$249,999.99 |
.95% |
.95% |
$100,000.00 |
| $250,000.00 & OVER |
1.10% |
1.10% |
$250,000.00 |
| |
| MMIF ACCOUNT |
MINIMUM BALANCE TO OPEN $50.00
FEES COULD AFFECT EARNINGS ON ACCOUNT |
| ACCOUNT BALANCE THAT MUST BE MAINTAINED |
INTEREST
RATE |
ANNUAL
PERCENTAGE
YIELD |
MINIMUM TO
OBTAIN YIELD |
| |
|
|
|
| $0.01- $9,999.99 |
.38% |
.38% |
$0.01 |
| $10,000.00 & OVER |
.53% |
.53% |
$10,000.00 |
| |
|
|
 |
