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Current Rates
Rates for Industry State Bank effective as of : December 1, 2009
Rates Subject to change without notice.
DEPOSIT INSURANCE
Learn how deposit insurance works at the FDIC Insurance Coverage web page.
CERTIFICATE OF DEPOSIT |
SUBSTANTIAL PENALTY
FOR EARLY WITHDRAWAL |
ACCOUNT TYPE |
INTEREST RATE |
ANNUAL PERCENTAGE
YIELD |
MINIMUM TO OPEN |
MINIMUM TO OBTAIN
YIELD |
1 month |
0.65% |
0.65% |
$500.00 |
$500.00 |
3 months |
1.00% |
1.01% |
$500.00 |
$500.00 |
6 months |
1.75% |
1.76% |
$500.00 |
$500.00 |
12 months |
1.90% |
1.92% |
$500.00 |
$500.00 |
18 months |
1.95% |
1.97% |
$500.00 |
$500.00 |
24 months |
2.05% |
2.07% |
$500.00 |
$500.00 |
36 months |
2.15% |
2.17% |
$500.00 |
$500.00 |
48 months |
2.25% |
2.28% |
$500.00 |
$500.00 |
60 months |
2.35% |
2.38% |
$500.00 |
$500.00 |
JUMBO CERTIFICATE OF
DEPOSIT |
SUBSTANTIAL PENALTY
FOR EARLY WITHDRAWAL |
ACCOUNT TYPE |
INTEREST RATE |
ANNUAL PERCENTAGE
YIELD |
MINIMUM TO OPEN |
MINIMUM TO OBTAIN
YIELD |
1 month |
.80% |
.80% |
$100,000.00 |
$100,000.00 |
3 months |
1.15% |
1.16% |
$100,000.00 |
$100,000.00 |
6 months |
1.90% |
1.91% |
$100,000.00 |
$100,000.00 |
12 months |
2.05% |
2.07% |
$100,000.00 |
$100,000.00 |
18 months |
2.10% |
2.12% |
$100,000.00 |
$100,000.00 |
24 months |
2.20% |
2.22% |
$100,000.00 |
$100,000.00 |
36 months |
2.30% |
2.33% |
$100,000.00 |
$100,000.00 |
48 months |
2.40% |
2.43% |
$100,000.00 |
$100,000.00 |
60 months |
2.50% |
2.53% |
$100,000.00 |
$100,000.00 |
NOW ACCOUNT
FEES COULD AFFECT EARNINGS ON ACCOUNT |
INTEREST RATE |
ANNUAL PERCENTAGE
YIELD |
MINIMUM TO OPEN |
MINIMUM TO OBTAIN
YIELD |
0.75% |
0.75% |
$50.00 |
$0.01 |
SAVINGS ACCOUNT
FEES COULD AFFECT EARNINGS ON ACCOUNT |
INTEREST RATE |
ANNUAL PERCENTAGE
YIELD |
MINIMUM TO OPEN |
MINIMUM TO OBTAIN
YIELD |
1.10% |
1.10% |
$50.00 |
$0.01 |
IRA ACCOUNT
FEES COULD AFFECT EARNINGS ON ACCOUNT |
INTEREST RATE |
ANNUAL PERCENTAGE
YIELD |
MINIMUM TO OPEN |
MINIMUM TO OBTAIN
YIELD |
3.50% |
3.56% |
$50.00 |
$0.01 |
PREFERRED
INVESTMENT
MINIMUM
BALANCE TO OPEN $25,000.00
FEES COULD AFFECT EARNINGS ON ACCOUNT |
ACCOUNT BALANCE THAT
MUST BE MAINTAINED |
INTEREST RATE |
ANNUAL PERCENTAGE
YIELD |
MINIMUM TO OBTAIN
YIELD |
$25,000.00-$49,999.99 |
.95% |
.96% |
$25,000.00 |
$50,000.00-$99,999.99 |
1.20% |
1.21% |
$50,000.00 |
$100,000.00-$249,999.99 |
1.45% |
1.46% |
$100,000.00 |
$250,000.00 & OVER |
1.65% |
1.66% |
$250,000.00 |
MMIF ACCOUNT
MINIMUM BALANCE TO OPEN $50.00
FEES COULD AFFECT EARNINGS ON ACCOUNT |
ACCOUNT BALANCE THAT
MUST BE MAINTANED |
INTEREST RATE |
ANNUAL PERCENTAGE
YIELD |
MINIMUM TO OBTAIN
YIELD |
$0.01- $9,999.99 |
0.80% |
0.80% |
$0.01 |
$10,000.00 & OVER |
0.95% |
0.95% |
$10,000.00 |
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