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Rates for Industry State Bank effective as of : September 1, 2008
Rates Subject to change without notice.
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CERTIFICATE OF DEPOSIT
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| SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL |
| ACCOUNT TYPE |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
MINIMUM TO OPEN |
MINIMUM TO OBTAIN YIELD |
| 1 month |
1.10% |
1.10% |
$500.00 |
$500.00 |
| 3 months |
2.00% |
2.02% |
$500.00 |
$500.00 |
| 6 months |
2.95% |
2.98% |
$500.00 |
$500.00 |
| 12 months |
3.25% |
3.30% |
$500.00 |
$500.00 |
| 18 months |
3.25% |
3.30% |
$500.00 |
$500.00 |
| 24 months |
3.40% |
3.46% |
$500.00 |
$500.00 |
| 36 months |
3.60% |
3.67% |
$500.00 |
$500.00 |
| 48 months |
3.75% |
3.82% |
$500.00 |
$500.00 |
| 60 months |
3.95% |
4.03% |
$500.00 |
$500.00 |
JUMBO CERTIFICATE OF DEPOSIT
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| SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL |
| ACCOUNT TYPE |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
MINIMUM TO OPEN |
MINIMUM TO OBTAIN YIELD |
| 1 month |
1.25% |
1.26% |
$100,000.00 |
$100,000.00 |
| 3 months |
2.15% |
2.17% |
$100,000.00 |
$100,000.00 |
| 6 months |
3.10% |
3.14% |
$100,000.00 |
$100,000.00 |
| 12 months |
3.40% |
3.46% |
$100,000.00 |
$100,000.00 |
| 18 months |
3.40% |
3.46% |
$100,000.00 |
$100,000.00 |
| 24 months |
3.55% |
3.61% |
$100,000.00 |
$100,000.00 |
| 36 months |
3.75% |
3.82% |
$100,000.00 |
$100,000.00 |
| 48 months |
3.90% |
3.98% |
$100,000.00 |
$100,000.00 |
| 60 months |
4.10% |
4.19% |
$100,000.00 |
$100,000.00 |
NOW ACCOUNT
FEES COULD AFFECT EARNINGS ON ACCOUNT
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| INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
MINIMUM TO OPEN |
MINIMUM TO OBTAIN YIELD |
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| 0.75% |
0.75% |
$50.00 |
$0.01 |
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SAVINGS ACCOUNT
FEES COULD AFFECT EARNINGS ON ACCOUNT
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| INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
MINIMUM TO OPEN |
MINIMUM TO OBTAIN YIELD |
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| 1.10% |
1.10% |
$50.00 |
$0.01 |
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IRA ACCOUNT
FEES COULD AFFECT EARNINGS ON ACCOUNT
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| INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
MINIMUM TO OPEN |
MINIMUM TO OBTAIN YIELD |
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| 3.95% |
4.03% |
$50.00 |
$0.01 |
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PREFERRED INVESTMENT
MINIMUM BALANCE TO OPEN $25,000.00
FEES COULD AFFECT EARNINGS ON ACCOUNT
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| ACCOUNT BALANCE THAT MUST BE MAINTAINED |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
MINIMUM TO OBTAIN YIELD |
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| $25,000.00-$49,999.99 |
1.95% |
1.96% |
$25,000.00 |
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| $50,000.00-$99,999.99 |
2.20% |
2.22% |
$50,000.00 |
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| $100,000.00-$249,999.99 |
2.55% |
2.59% |
$100,000.00 |
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| $250,000.00 & OVER |
2.80% |
2.83% |
$250,000.00 |
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MMIF ACCOUNT
MINIMUM BALANCE TO OPEN $50.00
FEES COULD AFFECT EARNINGS ON ACCOUNT
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| ACCOUNT BALANCE THAT MUST BE MAINTANED |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
MINIMUM TO OBTAIN YIELD |
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| $0.01- $9,999.99 |
0.80% |
0.80% |
$0.01 |
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| $10,000.00 & OVER |
0.95% |
0.95% |
$10,000.00 |
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