|
 |
 |
|
|
 |
Rates for Industry State Bank effective as of : May 1, 2009
Rates Subject to change without notice.
|
|
|
CERTIFICATE OF DEPOSIT
|
| SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL |
| ACCOUNT TYPE |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
MINIMUM TO OPEN |
MINIMUM TO OBTAIN YIELD |
| 1 month |
1.00% |
1.00% |
$500.00 |
$500.00 |
| 3 months |
1.50% |
1.51% |
$500.00 |
$500.00 |
| 6 months |
2.20% |
2.22% |
$500.00 |
$500.00 |
| 12 months |
2.45% |
2.48% |
$500.00 |
$500.00 |
| 18 months |
2.50% |
2.53% |
$500.00 |
$500.00 |
| 24 months |
2.55% |
2.58% |
$500.00 |
$500.00 |
| 36 months |
2.70% |
2.74% |
$500.00 |
$500.00 |
| 48 months |
2.75% |
2.79% |
$500.00 |
$500.00 |
| 60 months |
2.80% |
2.84% |
$500.00 |
$500.00 |
JUMBO CERTIFICATE OF DEPOSIT
|
| SUBSTANTIAL PENALTY FOR EARLY WITHDRAWAL |
| ACCOUNT TYPE |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
MINIMUM TO OPEN |
MINIMUM TO OBTAIN YIELD |
| 1 month |
1.15% |
1.16% |
$100,000.00 |
$100,000.00 |
| 3 months |
1.65% |
1.66% |
$100,000.00 |
$100,000.00 |
| 6 months |
2.35% |
2.37% |
$100,000.00 |
$100,000.00 |
| 12 months |
2.55% |
2.58% |
$100,000.00 |
$100,000.00 |
| 18 months |
2.65% |
2.69% |
$100,000.00 |
$100,000.00 |
| 24 months |
2.70% |
2.74% |
$100,000.00 |
$100,000.00 |
| 36 months |
2.85% |
2.89% |
$100,000.00 |
$100,000.00 |
| 48 months |
2.90% |
2.94% |
$100,000.00 |
$100,000.00 |
| 60 months |
2.95% |
2.99% |
$100,000.00 |
$100,000.00 |
NOW ACCOUNT
FEES COULD AFFECT EARNINGS ON ACCOUNT
|
| INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
MINIMUM TO OPEN |
MINIMUM TO OBTAIN YIELD |
|
| 0.75% |
0.75% |
$50.00 |
$0.01 |
|
SAVINGS ACCOUNT
FEES COULD AFFECT EARNINGS ON ACCOUNT
|
| INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
MINIMUM TO OPEN |
MINIMUM TO OBTAIN YIELD |
|
| 1.10% |
1.10% |
$50.00 |
$0.01 |
|
IRA ACCOUNT
FEES COULD AFFECT EARNINGS ON ACCOUNT
|
| INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
MINIMUM TO OPEN |
MINIMUM TO OBTAIN YIELD |
|
| 3.75% |
3.82% |
$50.00 |
$0.01 |
|
PREFERRED INVESTMENT
MINIMUM BALANCE TO OPEN $25,000.00
FEES COULD AFFECT EARNINGS ON ACCOUNT
|
| ACCOUNT BALANCE THAT MUST BE MAINTAINED |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
MINIMUM TO OBTAIN YIELD |
|
| $25,000.00-$49,999.99 |
1.45% |
1.46% |
$25,000.00 |
|
| $50,000.00-$99,999.99 |
1.70% |
1.72% |
$50,000.00 |
|
| $100,000.00-$249,999.99 |
1.95% |
1.96% |
$100,000.00 |
|
| $250,000.00 & OVER |
2.15% |
2.17% |
$250,000.00 |
|
MMIF ACCOUNT
MINIMUM BALANCE TO OPEN $50.00
FEES COULD AFFECT EARNINGS ON ACCOUNT
|
| ACCOUNT BALANCE THAT MUST BE MAINTANED |
INTEREST RATE |
ANNUAL PERCENTAGE YIELD |
MINIMUM TO OBTAIN YIELD |
|
| $0.01- $9,999.99 |
0.80% |
0.80% |
$0.01 |
|
| $10,000.00 & OVER |
0.95% |
0.95% |
$10,000.00 |
|
|
|
|
|
|
|
|
|
|
|
|
|
