Personal Checking Accounts



FOCUS Checking
(Students 12-18)
No Frills Checking
Regular Checking
 NOW Account Preferred Investment  
Minimum to Open $25 $100
$100
$100  $100 
Minimum Daily Balance $0
$100
 $500
 $1,000  $1,000
Maintenance Fee
Waived When Minimum Balance Requirements Met
$0 $10
$10
$10  $10 
No Interest No
No
No
 Yes
Variable Rate
Yes
 
Variable Rate
Tiered Rates 
Transactions Unlimited  Unlimited  Unlimited
 Unlimited  Limited 
(Fees may apply)  
MasterCard/Debit Card
Yes
With ScoreCard Rewards
Yes
With ScoreCard Rewards
 Yes
With ScoreCard Rewards
 Yes
With ScoreCard Rewards
N/A 
Online Banking
Yes
With e-Statements 
Yes
With e-Statements and Bill Pay
Yes
With e-Statements and Bill Pay
 Yes
With e-Statements and Bill Pay
 Yes
With e-Statements 
Mobile Banking App
With Mobile Check Deposit
Yes Yes Yes Yes Yes
Check Images
Included with Statement
No  No  Yes Yes Yes


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